Near Field Communication (NFC), and especially its use with mobile payments, is a concept that’s been promised for a while now but never really came to fruition as many had hoped.
Commercially available NFC-embedded devices haven’t hit the market as quickly as many anticipated, and combined with the rise of mobile handsets with microSD slots, a new approach to NFC is emerging that promises to bypass both handset vendors’ and mobile network operators’ core involvement.
New microSD offerings with NFC functionality are coming to market quickly, joining stickers as a way to bring contactless connectivity to existing mobile handsets and laying the groundwork for true mass-market mobile payments in the near term. The main problem still lies with MNOs, who remain the gatekeepers for mass NFC handset rollouts. Over the next few years, however, the proliferation of MicroSD combined with other offerings such as active and passive contactless stickers should finally provide mobile users with true access to mobile payments using NFC.
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